Will this application affect my credit score?
No, this application only performs a "soft pull" which doesn't impact your credit score. If you decide to proceed to a full application, the finance company will perform a full credit check as is typical when applying for credit.
What response will I receive from this application?
Once you complete this application, you'll receive one of two responses:
- Offer: The automated system calculates that you will likely qualify for financing based on the information you provided. Note: The dollar amount which accompanies this offer is an arbitrary number set by the automated system and doesn't reflect the actual maximum dollar amount you will be able to finance.
- No Offer: The automated system is unable to issue you a prequalification offer based on the information you provided. This can be due to a variety of reasons:
- The system requires open access to your TransUnion credit profile. If you have frozen your TransUnion credit report, the system will be unable to prequalify you.
- You may have limited or derogatory credit which impacts the system's ability to prequalify you. You may still be able to qualify by completing the full application with a co-applicant with established credit.
Neither response is final. In either case you may complete the full application for a final decision if desired.
What's next? How do I complete the full financing application?
Our sales staff will likely contact you once you receive a prequalification decision with instructions to continue the application process. If you would like to submit a full application right away, you may use this link to complete the full application on Piano Credit Company's secure server.
Have another question?
We're here to help! Just ask us a question or call us 24/7 at 860-442-9600.
